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State Farm® Insurance Agent

Stephen Truluck

300 N. Fraser Street
Suite A
Georgetown, SC 29440

(Beside McDonald's) On corner: Highmarket(Hwy521) & N. Fraser(Hwy17)

Profile photo of a State Farm Agent named: Stephen Truluck

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


300 N. Fraser Street
Suite A
Georgetown, SC 29440



I am your local State Farm Insurance Agency for Georgetown, SC, as well as the nearby counties of Williamsburg, Florence, Horry, and Charleston. I started with State Farm in 2009. Along with my team we share a combined insurance experience of over 100 years.

Licensed to service the entire state of South Carolina, my State Farm office offers Business / Commercial Insurance, Workers compensation, Homeowners Insurance, Renters Insurance, Condo Insurance, Auto Insurance, Flood Insurance NFIP - FEMA, Pet Insurance, Life Insurance, South Carolina Wind & Hail and more!

I am a proud South Carolinian born in Florence, SC, and graduated from The College of Charleston. I joined State Farm in 2009 with the intent of helping individuals, families and businesses get the coverage they need and deserve. I enjoy getting to know people, and I will take the time to identify what matters most to you. Creating opportunities and facilitating the realization of dreams is what inspires me on a daily basis.

For me, being a Good Neighbor involves making a positive impact on my community. I support and play an active role in many local organizations. I am the Secretary of The Johnsonville Lions Club, a Master Mason and an Eagle Scout. Additionally, I am a member of Indiantown Presbyterian Church, WIS, and The City of Georgetown BZA and many other social and civic organizations.

My wife of 15+ years and I have called this area home for over a decade. We love this community and feel blessed to raise our son, daughter, and retriever in this historic area.

When I’m not at work you can find me in the woods or on the water with my family.

You are always welcome to stop by our State Farm insurance office in Georgetown. Or give us a call to get started on an insurance and financial review today. We are on the corner of Highmarket and North Fraser Street beside McDonald's in Georgetown.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our State Farm mission is to help people in South Carolina manage the risks of everyday life, recover from the unexpected, and realize their dreams. We help Georgetown, Hemingway, Kingstree, Johnsonville, Pamplico, Andrews, Lake City, Coward , Pawleys Island, Awendaw, McClellanville, Conway, Williamsburg, and Florence by providing Insurance & Financial services. We are licensed to serve ALL of South Carolina.

Our team of talented professionals, providing over 100 years of insurance and financial service experience, bring extensive knowledge to our work of protecting our customers and their future. Like a good neighbor, we place an emphasis on investing in customer relationships as well as the communities we serve.

You can be assured our team will provide you with fast, friendly and efficient customer service. Our vision for the future is to be your first and preferred choice for the products and services we provide.

Mary Johnson State Farm Agent Team Member

Mary Johnson

Office Associate

As an Office Associate at Stephen Truluck State Farm, I’m licensed to help you with your Personal Lines Insurance needs in South Carolina. Originally, I’m from Williamsburg County but moved to Stuckey, SC around 2007. I have three beautiful children. We also share our home with two adorable parakeets. Outside of work, I like to spend time with my family at water parks, fishing, skating, baseball and basketball. Call today for a free quote!

Heather Payne State Farm Agent Team Member

Heather Payne

Office Associate

I work as an Insurance Office Associate at Stephen Woody Truluck's State Farm Insurance Agency. I’m licensed to help you with a number of insurance products, including Home, Auto, Commercial, Inland Marine, Workers Comp, Farm, Boat, Flood and Pet Insurance. I’m from Johnsonville, SC, and have two beautiful children who help me take care of all our animals. In my free time, I enjoy going shopping. I’m here for you through the good and bad times!

Helen Ethridge State Farm Agent Team Member

Helen Ethridge

Office Associate

Helen Ethridge joined the Truluck State Farm on May Day 2023. Having worked in the insurance business for over 40 years, she is licensed in Life, Health, Auto, Flood, Fire. She is a true veteran insurance associate and brings a wealth of knowledge to the Truluck team. Born in Mississippi, she moved to Georgetown, South Carolina at age 2, so considers herself a native. She is the proud mother of Christopher, Lindsey and Gina. Helen recently moved in with her daughter and is enjoying quality time with her. Helen loves to read and crochet, a craft her grandmother taught her when she was about 13. She also loves to play Scrabble and be with her kids. She has 4 grand dogs (Mae, Neville, Tucker and Daisy) and 2 grand cats (Thor and Min).

Kristina Wilkins State Farm Agent Team Member

Kristina Wilkins

Office Associate

Hi, my name is Kristina! You can come to me for any questions regarding Property & Casualty Insurance at Stephen Truluck State Farm Insurance Agency. I live in Georgetown, SC, and I have one amazing baby boy who keeps me busy. Together we take care of two dogs — a Boykin Spaniel named Kozzie and a Yellow Lab named Copper. I look forward to being your Good Neighbor!

Nikki Roberts State Farm Agent Team Member

Nikki Roberts

Office Manager

Nikki Roberts ignited her insurance career 31 years ago working with our State Farm “good neighbor” Pat Siau. Upon his retirement, Nikki joined the Truluck State Farm team in May 2023 as the office manager. She brings her extensive insurance experience and knowhow to our team.

Born and raised in Andrews, South Carolina, Nikki still resides there with her family and four dogs Woody, Kloey, Luna & Sophie.

Nikki has two sons, Dusty and Hunter and a daughter Tiffany. She enjoys spending her time with them and her three grandchildren Brent, Camdyn & Callen.

Call her today for any Auto, Business, Commercial, Homeowners, Flood insurance, Boat owners, South Carolina Wind & Hail, Health, Medical Supplement, or Life insurance questions.