Skip to content
Profile photo of a State Farm Agent named: Stephen Woody Truluck
State Farm® Insurance Agent

Stephen Woody Truluck

(843) 867-FARM
300 N. Fraser Street
Suite A
Georgetown, SC 29440

(Beside McDonald's) On corner: Highmarket(Hwy521) & N. Fraser(Hwy17)

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


300 N. Fraser Street
Suite A
Georgetown, SC 29440



I am the proud owner of the local State Farm Insurance Agency serving Georgetown, SC, as well as the nearby counties of Williamsburg, Florence, Horry, and Charleston. With a career spanning over a decade, I joined State Farm in 2009 with the goal of providing individuals, families, and businesses with the coverage they need and deserve. Along with my team we share a combined insurance experience of over 100 years.

Licensed to service the entire state of South Carolina, my State Farm office offers Business / Commercial Insurance, Workers compensation, Homeowners Insurance, Renters Insurance, Condo Insurance, Auto Insurance, Flood Insurance NFIP - FEMA, Pet Insurance, Life Insurance, South Carolina Wind & Hail and more!

As a South Carolinian born in Florence and a graduate of The College of Charleston, I have a deep connection to this community. I believe in taking the time to understand what matters most to my policyholders and helping them achieve their goals. It is my passion to create opportunities and facilitate the realization of dreams.

Being a Good Neighbor is at the core of who I am. I actively support and participate in various local organizations, including serving as the Secretary of The Johnsonville Lions Club and being a member of Indiantown Presbyterian Church, WIS, and The City of Georgetown BZA, Harbor Historical Association Board member, among others. I am also a Master Mason and an Eagle Scout.

My wife and I have been residents of this area for over a decade, and we feel incredibly grateful to call it home. We are raising our son, daughter, and retriever in this historic community, cherishing the opportunities it provides.

When I'm not working, you can find me enjoying nature with my family, whether it's exploring the woods or spending time on the water.

I invite you to visit our State Farm insurance office in Georgetown, conveniently located on the corner of Highmarket and North Fraser Street beside McDonald's. Alternatively, you can give us a call to start an insurance and financial review today.

Thank you for considering our State Farm Insurance Agency for your insurance

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Should you get long term care insurance?

A long term care insurance policy helps cover the costs associated with the care of individuals with chronic medical conditions, disabilities and disorders.

Tips to avoid drinking and driving

Drinking and driving can result in serious injury, fatality, damage and legal ramifications. Protect yourself from the dangers of drinking and driving.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

View More Articles

Our State Farm mission is to help people in South Carolina manage the risks of everyday life, recover from the unexpected, and realize their dreams. We help Georgetown, Hemingway, Kingstree, Johnsonville, Pamplico, Andrews, Lake City, Coward , Pawleys Island, Awendaw, McClellanville, Conway, Williamsburg, and Florence by providing Insurance & Financial services. We are licensed to serve ALL of South Carolina.

Our team of talented professionals, providing over 100 years of insurance and financial service experience, bring extensive knowledge to our work of protecting our customers and their future. Like a good neighbor, we place an emphasis on investing in customer relationships as well as the communities we serve.

You can be assured our team will provide you with fast, friendly and efficient customer service. Our vision for the future is to be your first and preferred choice for the products and services we provide.

our team image 0
Nikki Roberts State Farm Agent Team Member

Nikki Roberts

Office Manager

Nikki Roberts ignited her insurance career 31 years ago working with our State Farm “good neighbor” Pat Siau. Upon his retirement, Nikki joined the Truluck State Farm team in May 2023 as the office manager. She brings her extensive insurance experience and knowhow to our team.

Born and raised in Andrews, South Carolina, Nikki still resides there with her family and four dogs Woody, Kloey, Luna & Sophie.

Nikki has two sons, Dusty and Hunter and a daughter Tiffany. She enjoys spending her time with them and her three grandchildren Brent, Camdyn & Callen.

Call her today for any Auto, Business, Commercial, Homeowners, Flood insurance, Boat owners, South Carolina Wind & Hail, Health, Medical Supplement, or Life insurance questions.

Mary Johnson State Farm Agent Team Member

Mary Johnson

Office Associate

As an Office Associate at Stephen Truluck State Farm, I’m licensed to help you with your Personal Lines Insurance needs in South Carolina. Originally, I’m from Williamsburg County but moved to Stuckey, SC around 2007. I have three beautiful children. We also share our home with two adorable parakeets. Outside of work, I like to spend time with my family at water parks, fishing, skating, baseball and basketball. Call today for a free quote!

Melissa Crowley State Farm Agent Team Member

Melissa Crowley

Office Associate

Melissa Crowley brings over 28 years of experience in the insurance industry and recently joined the Truluck State Farm team in January 2024. With licenses in Auto, Homeowners, FEMA-Flood, Business, and SC Wind & Hail, Melissa is well-equipped to meet your insurance needs. Originally from New Jersey, Melissa relocated to Pawleys Island, SC in 2023. In her free time, she enjoys spending quality time with her two children, Kaitlyn and Ryan, as well as indulging in activities such as beach relaxation, travel, shopping, and baking. If you're looking for a review of your insurance needs, don't hesitate to contact our office and Melissa will be happy to assist

Helen Ethridge State Farm Agent Team Member

Helen Ethridge

Office Associate

Helen Ethridge joined the Truluck State Farm on May Day 2023. Having worked in the insurance business for over 40 years, she is licensed in Life, Health, Auto, Flood, Fire. She is a true veteran insurance associate and brings a wealth of knowledge to the Truluck team. Born in Mississippi, she moved to Georgetown, South Carolina at age 2, so considers herself a native. She is the proud mother of Christopher, Lindsey and Gina. Helen recently moved in with her daughter and is enjoying quality time with her. Helen loves to read and crochet, a craft her grandmother taught her when she was about 13. She also loves to play Scrabble and be with her kids. She has 4 grand dogs (Mae, Neville, Tucker and Daisy) and 2 grand cats (Thor and Min).


Harley Smith